Dental Insurance Made Affordable

Long Term Consumer Care, Inc.   

Toll Free: 800.544.9505  



Providing a varity of dental insurance and co-pay plans for individuals and groups.  Apply online for next day coverage.
Dental Insurance
Aetna Dental Access

Careington Dental

Secure Dental Insurance 

Assurant Dental Insurance 

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Additional Info

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All of the dental plans now include FREE Rx, Lab, X-Ray & MRI Plans 

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Featuring the Careington 500 and POS Series Dental Plans Click Here

LTCC, Inc.

Dental Insurance Plans

IHC Dental is Available in: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MO, MS, NC, NE, NH, NV, NM, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, WY 
Get a Quote or Apply


IHC Dental Insurance - Outline of Coverage
Plan Name Apex Bay Ridge
Waiting Periods      
Preventative No Waiting Period No Waiting Period No Waiting Period
Diagnostic 6 Months No Waiting Period No Waiting Period
Basic 6 Months 6 months 3 Months
Major 12 Months Not Covered 15 Months
Plan Pays      
Preventative Pays 100% Pays 100% Pays 80%
Diagnostic Pays 80% after 6 month waiting period Pays 100%, no waiting period. Pays 100%, no waiting period
Basic Services Pays 80% after 6 month waiting period Pays 50% after 6 month waiting period Pays 40% after 3 month waiting period
Major Services Pays 50% after 12 month waiting period Not Covered Pays 20% after 15 month waiting period
Office Co-pay None None None
Deductible $50/Person/Calendar Year $50/Person/Calendar Year $100 Life Time*
$1,000 / Person $1.000/Person Year 1: $500 / Person
Year 2: $750 / Person
Year 3: $1,000 / Person
Dentists bullet Click for PPO Providers bullet Click for PPO Providers Use Any Dentist
*The $100 deductible only needs to be satisfied once for the entire time you have the policy.
Preventive: Cleanings, exams, sealants, fluoride
Diagnostic: Bitewing X-rays, full mouth X-rays
Basic: Fillings, Extractions, Restoritive Dentistry
Major: Endodontics, Periodontics, Oral Surgery, Crowns, Bridges, Dentures
Quote or Apply
Get a Dental Insurance Quote or Apply by Clicking Here
Note: The plan will begin the 1st of the month following the date you apply.


Need Help Choosing a Plan? Call 1-800-544-9505
View the IHC Dental Insurance Brochure
Apply and Get Your Free Rx, Lab & Imaging Discount plans More Info