Dental Insurance Made Affordable

Long Term Consumer Care, Inc.   

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Providing a varity of dental insurance and co-pay plans for individuals and groups.  Apply online for next day coverage.

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Dental insurance from Security Life Insurance Company of America.. Comprehensive coverage throughout the US.  Freedom to choose your own dentist.
The Competitor Smile Plus Dental Insurance plan offers you access to quality, affordable dental coverage for your entire family.  Coverage is provided for preventative, basic and major dental services.  No network restrictions - You can use your own dentist.
After you meet the service-specific calendar deductible of $50, Smile Dental pays a percentage of covered services to the selected yearly maximums: $750, $1,000 or $1,500.
Competitor Smile Dental Insurance Plan
Dental Insurance Plan Features 
  • Freedom to choose any Dentist

  • Pays based on the Reasonable and Customary Fees

  • Personal Portability

  • 100% Benefits for Preventive Care (No waiting period)

  • Direct Bill, Automatic Bank Draft, Visa, MasterCard, or Discover

Covered Expenses
The Competitor Smile Dental Plan
 

Deductibles and benefit maximums are per Covered Person.

Preventative Services (Exams, Cleanings, Fluoride Treatments)

  • No Waiting Period - Covered 100% 

Basic Services (X-rays, Fillings, Extractions and Oral Surgery)

  • No Waiting Period - Pays 20% YEAR ONE - Pays 40% YEAR TWO - Pays 60% YEAR THREE and AFTER.

Major Services (Crowns, Bridges, Dentures and Root Canals)

  • No Waiting Period - Pays 10% YEAR ONE - Pays 25% YEAR TWO - Pays 50% YEAR THREE and AFTER.

NOTICE: This site provides a very brief description of some important features of The Competitor Smile Dental Plan. The complete terms, provisions and conditions of coverage are described in the actual Certificate of Insurance that will be issued upon approval of application. AlI benefits are subject to the master policy series GH-112-38090 issued to the Voluntary Group Trust.  Download Brochure

Questions?
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